Child marriage planner
Start with what a wedding would cost today and how old your child is now. The calculator inflates that cost to the year you expect it and shows the monthly SIP it would take to get there at the return you assume.
Illustrative only — this is not a projection or a promise of returns. Every figure below is arithmetic applied to the rate of return you typed in. H2 Investment is not suggesting that rate, forecasting it, or promising it. Returns are market-linked, vary from year to year, and can be negative.
What this is, and what it isn’t
This is arithmetic on the numbers you typed. It compounds them at the rate you chose and shows you the result. That is all it does.
It is an illustration, not a projection. It is not a forecast, not a recommendation, and not an offer. Nobody knows what any investment will return, so the rate you enter is an assumption you are making, not a rate anyone is offering you. Real returns arrive unevenly — good years, flat years and falling years, in an order nobody can predict — and that order matters as much as the average.
Use the output the way you’d use a rough estimate on the back of an envelope: to see whether the shape of a plan is roughly right, not to decide what a specific rupee amount will be worth on a specific date.
This shows the instalment the arithmetic needs, not an amount that will cover the wedding for certain. It is an illustration, not a projection or a promise. Re-run it as your plans and assumptions change.
What this calculation assumes
The calculator inflates the cost to what it would be in the year you plan for, subtracts the future value of anything already saved, and solves for the monthly SIP that would cover the rest at the rate you assume. Three assumptions sit behind that:
- One rate, every month. The calculator applies the same return to every month of every year. Markets do not work that way. Two plans that both average 12% can end up far apart depending on which years were the bad ones.
- The rate is yours, not ours. The return is an assumption you are making, not a rate anyone is offering you. Nobody knows what any investment will return, so run it at more than one rate and look at the spread.
- The cost is a guess about the future. A wedding’s cost is set as much by choices you have not made yet as by inflation. Treat the figure as a placeholder and revisit it as the plan takes shape.
New to the idea behind this? Setting a financial goal walks through it in plain language.
Talk to us
If you’d rather go through your own numbers with a person than a form, that’s what we’re for. You’ll speak to Himani, who runs H2 — the same person every time.
Other calculators
See all calculators. None of these ask for your name, your phone number or your PAN. Nothing you type is stored or sent anywhere. Use them as often as you like without hearing from us.