Crorepati calculator
Answers one narrow question: at the rate you assume and over the years you allow, what would it take each month to reach ₹1 crore?
Illustrative only — this is not a projection or a promise of returns. Every figure below is arithmetic applied to the rate of return you typed in. H2 Investment is not suggesting that rate, forecasting it, or promising it. Returns are market-linked, vary from year to year, and can be negative.
What this is, and what it isn’t
This is arithmetic on the numbers you typed. It compounds them at the rate you chose and shows you the result. That is all it does.
It is an illustration, not a projection. It is not a forecast, not a recommendation, and not an offer. Nobody knows what any investment will return, so the rate you enter is an assumption you are making, not a rate anyone is offering you. Real returns arrive unevenly — good years, flat years and falling years, in an order nobody can predict — and that order matters as much as the average.
Use the output the way you’d use a rough estimate on the back of an envelope: to see whether the shape of a plan is roughly right, not to decide what a specific rupee amount will be worth on a specific date.
A target picked because it’s a round number isn’t a plan. If the reason for the crore is a house, a retirement or a fee, the retirement calculator will tell you something more useful.
What this calculation assumes
It works backwards: given the target, the years and the rate you chose, it solves for the monthly amount. The assumptions:
- A fixed monthly amount and a fixed rate, held for the whole period.
- ₹1 crore in nominal rupees. This is the assumption worth pausing on. A crore twenty-five years from now buys roughly what ₹30 lakh buys today, at 5% inflation. The round number is a milestone, not a standard of living.
- Every instalment paid, no gaps.
- No costs or tax.
New to the idea behind this? Setting a financial goal walks through it in plain language.
Talk to us
If you’d rather go through your own numbers with a person than a form, that’s what we’re for. You’ll speak to Himani, who runs H2 — the same person every time.
Other calculators
See all calculators. None of these ask for your name, your phone number or your PAN. Nothing you type is stored or sent anywhere. Use them as often as you like without hearing from us.